Posts by Boston Life Group

The Easiest Way to Get Approved for Term Life Insurance

Written by Boston Life Group

Buying term life insurance can be a cumbersome and invasive process.  Clients often ask us to look at  By far the easiest way to get approved for life insurance is to go with a Simplified Issue Term Life Insurance.  This type of life insurance skips the exam and the prolonged underwriting.  Though it does cost.. More

How to Spot a Properly Structured Whole Life Insurance for Cash Value

Written by Boston Life Group

When looking for a an overfunded life insurance policy.  It’s important to know that you have opted for a Properly Structured Whole Life Insurance policy.  There are 5 simple ways to spot a Properly Structured Whole Life Insurance product It should contain a Paid up Additions RiderThere should always be a Term RiderIt should have.. More

Having been diagnosed with Ulcerative Colitis for 20 years, I’ve had numerous conversations with Insurance Companies on how to get life insurance coverage for myself and my clients.  Here is what I’ve found Mild cases of Ulcerative Colitis will be able to qualify for up to a standard life insurance policy.  Moderate cases, especially those.. More

How Humira Affects Your Life Insurance Rates.

Written by Boston Life Group

Humira is one of the misunderstood medication in the insurance industry.  It is now wonder then that most insurance agents and brokers don’t understand how  Humira will affect your insurance rates. Humira is an immunosuppressant.  It is considered a serious drug in the medical field.  It is definitely a concern for life insurance companies.  Most Insurance.. More

Have you been denied for your life insurance due to your prescription history? if so read below..If you got denied for life insurance because of your prescription history, it is typically because of the lack of preparedness from the life insurance agent or the applicant. The insurance applicant is to blame usually because of inaccuracies.. More

Have you been denied for your life insurance due to your prescription history? if so read below..If you got denied for life insurance because of your prescription history, it is typically because of the lack of preparedness from the life insurance agent or the applicant. The insurance applicant is to blame usually because of inaccuracies.. More

Can I buy Life Insurance for a sick parent?

Written by Boston Life Group

If you work with an agent who represents many different insurance companies, you should be able to find your parent coverage for almost any illness.  How easy it is to qualify for depends on if you’re looking for a small burial Life Insurance policy or a larger from a  traditional policy.  If all fails, there.. More

The Easiest to get Life Insurance for Sickle Cell PatientsObtaining life insurance for sickle cell patients can be a tough task.  Many sources have claimed that people suffering from Sickle Cell Disease have a shorter life expectancy.  Therefore, it’s easy to understand why many Life Insurance companies decide to stay away from sickle cell patients… More

Read this before purchasing term life insurance in Boston  Obtaining Term life insurance in Boston may seem simple at first.  You go to your local insurance agency and ask for a basic 20 or 30 year term policy.  You get quoted an affordable premium and apply. Unfortunately, this is when things can get complicated.  Unless.. More